Ask how you can earn up to a 10% return investing with MD Private Lender

Loan Programs

Financing built around your strategy.

Hard money and private money loans for Maryland real estate investors — fix & flip, rental and BRRRR, new construction, and small commercial, funded directly from our own privately held funds.

Fix & Flip

Fix & Flip Loans

Fast approval and funding for rehab projects. We evaluate the deal, not just your credit score — with fast rehab-draw approvals so your project stays on schedule.

  • Up to 100% of purchase price
  • 100% of rehab costs
  • Up to 75% LTV
  • 12-month interest-only terms
Read: financing your first flip →
Rental & BRRRR

Rental Property Loans

For rental acquisitions, refinances, and the BRRRR strategy — structured to fit your investment goals.

  • 12-month interest-only
  • Short-term fully-amortizing (select loans)
  • Purchase or refinance
  • Built for portfolio growth
Read: DSCR & rental loans →
New Construction

Ground-Up Construction

Financing for ground-up residential construction from a lender who has built projects personally and understands draw schedules and timelines.

  • Experienced builders
  • Staged draw funding
  • Local market expertise
Read: construction draws & timelines →
Commercial

Small Commercial Loans

For borrowers and properties that don't fit traditional bank guidelines, or when you need to close fast. We finance strong-equity and value-add properties.

  • Typically loans under $500k
  • Retail, industrial, mixed-use, multi-family, land
  • Business loans secured by real estate
  • Up to 65% LTV
Land & Lot

Land & Lot Loans

Short-term financing secured by recorded, buildable lots, residential and commercial. The asset most lenders won't touch, underwritten individually.

  • Up to 50% LTV on buildable lots
  • 6–24 months, interest-only
  • Maryland only
  • Commercial deals generally $50k–$500k
Learn more →

Creative underwriting

We look at the whole picture

We're not cookie-cutter lenders. We weigh your experience, track record, and the deal itself — not just a checklist. Experienced investors who meet two of our three main requirements may still qualify. Always send us your deal to review.

Send Us Your Deal

Ready when you are

Let's fund your next deal.

First-time investor or seasoned pro, you work directly with someone who has flipped 100+ homes and closed over 400 loans, the same person who approves and funds your loan — the way I have for Maryland investors since 2009.

Call Apply Now