How It Works
From first call to funded — fast and simple.
A transparent, four-step process rooted in deep local expertise. Most loans are approved within 24 hours and can close in as little as one week.
01
Submit Your Deal
Tell us about you and your project — property address, purchase price, rehab budget, and after-repair value (ARV).
02
Personal Evaluation
Fill out a short one-page loan application (free). Then we discuss it with you to understand your goals and evaluate the entire project together.
03
Fast Approval
Most loans are approved the same day or within 24 hours — straight from the decision-maker, no waiting.
04
Close & Fund
Flexible closing on a timeline that matches your needs — as fast as one week when title work is ready. Up to 100% of purchase and rehab, up to 75% LTV.
What we need to approve a loan
Have this ready and we'll move fast
- Property address and purchase price
- After-repair value (ARV)
- Renovation budget and scope of work
- Your real estate experience (even if it's your first deal)
- Your finances
- Exit strategy (how you'll repay the loan)