Howard County, Maryland
Hard money loans in Howard County.
Fast financing for Howard County investors — Columbia, Ellicott City, Elkridge, and the surrounding market.
Howard County is one of Maryland's strongest and most competitive markets, anchored by Columbia and historic Ellicott City. Deals here move fast and margins are tight, so speed and certainty of closing matter — which is exactly what a direct local lender provides.
MD Private Lender funds fix & flip, rental/BRRRR, and small-commercial deals across Howard County, with same-day approvals and closings as fast as one week.
What We Fund
Loans built around your Howard County deal
Fix & Flip Loans
Fast funding for Howard County rehabs — up to 100% of purchase, 100% of rehab, up to 75% LTV, with draws funded in 24–48 hours.
Rental & BRRRR Loans
Financing for Howard County rental acquisitions, refinances, and the BRRRR strategy — 12-month interest-only or short-term fully-amortizing on select deals.
Small Commercial Loans
Typically under $500k for Howard County retail, mixed-use, and multi-family — for borrowers and properties that don't fit traditional bank guidelines.
New Construction
Ground-up residential financing from a lender who understands local draw schedules and timelines.
Areas We Serve
Howard County areas we serve
- Columbia
- Ellicott City
- Elkridge
- Fulton
- Clarksville
- Savage
- Jessup
- Woodstock
- Highland
Serving all of Howard County — send us your deal.
Why MD Private Lender
You work directly with the person who funds your loan
When you bring me a Howard County deal, you're talking to the person who evaluates it, approves it, and funds it — not a loan officer passing it up a chain. I look at every deal the way an investor does, and structure financing that fits the project and gets you to closing on time.