Ellicott City, Maryland
Hard money loans in Ellicott City, MD.
Fast, flexible financing for real estate investors in Ellicott City and Howard County.
Ellicott City pairs a historic mill-town core with some of Maryland's most sought-after Howard County suburbs and top-rated schools. High values and strong demand reward investors who can close quickly and confidently.
MD Private Lender funds fix & flip, rental, and small-commercial deals across Ellicott City, evaluating each project the way an investor does — not a bank.
What We Fund
Loans built around your Ellicott City deal
Fix & Flip Loans
Fast funding for Ellicott City rehabs — up to 100% of purchase, 100% of rehab, up to 75% LTV, with draws funded in 24–48 hours.
Rental & BRRRR Loans
Financing for Ellicott City rental acquisitions, refinances, and the BRRRR strategy — 12-month interest-only or short-term fully-amortizing on select deals.
Small Commercial Loans
Typically under $500k for Ellicott City retail, mixed-use, and multi-family — for borrowers and properties that don't fit traditional bank guidelines.
New Construction
Ground-up residential financing from a lender who understands local draw schedules and timelines.
Areas We Serve
Nearby Howard County areas we serve
- Elkridge
- Clarksville
- Fulton
- Columbia
- Woodstock
- Ilchester
Serving Ellicott City and all of Howard County.
Why MD Private Lender
You work directly with the person who funds your loan
When you bring me a Ellicott City deal, you're talking to the person who evaluates it, approves it, and funds it — not a loan officer passing it up a chain. I look at every deal the way an investor does, and structure financing that fits the project and gets you to closing on time.