Columbia, Maryland
Hard money loans in Columbia, MD.
Fast, flexible financing for real estate investors in Columbia and greater Howard County.
Columbia is one of Maryland's most sought-after markets — a planned community in the heart of Howard County where inventory moves quickly and competition is real. Investors here need a lender who can approve fast and close on time.
MD Private Lender funds fix & flip, rental/BRRRR, and small-commercial deals throughout Columbia and its villages, with same-day approvals and draws in 24–48 hours.
What We Fund
Loans built around your Columbia deal
Fix & Flip Loans
Fast funding for Columbia rehabs — up to 100% of purchase, 100% of rehab, up to 75% LTV, with draws funded in 24–48 hours.
Rental & BRRRR Loans
Financing for Columbia rental acquisitions, refinances, and the BRRRR strategy — 12-month interest-only or short-term fully-amortizing on select deals.
Small Commercial Loans
Typically under $500k for Columbia retail, mixed-use, and multi-family — for borrowers and properties that don't fit traditional bank guidelines.
New Construction
Ground-up residential financing from a lender who understands local draw schedules and timelines.
Areas We Serve
Nearby Howard County areas we serve
- Ellicott City
- Elkridge
- Clarksville
- Fulton
- Savage
- Jessup
Serving Columbia and all of Howard County.
Why MD Private Lender
You work directly with the person who funds your loan
When you bring me a Columbia deal, you're talking to the person who evaluates it, approves it, and funds it — not a loan officer passing it up a chain. I look at every deal the way an investor does, and structure financing that fits the project and gets you to closing on time.